RateCards processes all payments and payouts through Stripe, (currently available to U.S.-based users). Before you can receive money, you'll set up a connected Stripe account — right inside RateCards, in just a few minutes:
- Go to the Wallet tab and tap Manage Payout Account. RateCards walks you into Stripe's secure onboarding.
- Confirm your country and currency, then choose your account type — most users select Individual; pick Business if you operate under a registered company.
- Enter your personal details: legal name, date of birth, home address, phone, and email.
- Provide the last 4 of your SSN (or your EIN for a business). Stripe uses this only to verify your identity and meet U.S. payout regulations.
- Link your bank account for payouts. Use instant verification (sign in with your online banking — fastest) or manual entry (type your account and routing number, then confirm the small test deposit Stripe sends).
- **Submit. **Stripe verifies your information — usually instantly, occasionally within a day if extra documents are requested.
⚠️ Adding a bank manually? Don't enter the check number that appears after your account number — it causes transfers to fail.
🔒 Where your information goes: RateCards uses Stripe's secure onboarding — your SSN and bank details go directly to Stripe and aren't collected or stored by RateCards.
Once your Stripe account is verified, your earnings are paid out automatically to your linked bank. Your very first payout typically takes 7–14 days while Stripe completes a separate risk review; after that, payouts usually arrive about 2 business days after a job is complete. You can go back to Wallet → Manage Payout Account anytime to update your details or bank account.